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South Akim Rural Bank is a member of the Association of Rural Banks in Ghana. The Association is made up of 147 Rural Banks with over 800 branch network. It is also regulated by Bank of Ghana and ARB APEX Bank PLC.

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At South Akim Rural Bank Plc, we go beyond traditional banking to offer you complete financial protection. Through our Bancassurance partnership with leading insurance companies, we provide convenient insurance solutions right at the Bank, giving you peace of mind while you focus on what matters most.

Looking for a safe, secure, and rewarding investment? With Treasury Bills (T-Bills) from South Akim Rural Bank Plc, you can grow your money with confidence while supporting national development. Treasury Bills are short-term government securities that guarantee both your principal and interest at maturity.

Looking for a safe and reliable way to grow your money? At South Akim Rural Bank Plc, our Fixed Deposit Account offers you attractive interest rates while keeping your funds secure. Whether you are saving for future projects, business expansion, or personal needs, this facility guarantees both safety and growth of your investment.

At South Akim Rural Bank Plc, we recognize the vital role Small and Medium Enterprises (SMEs) play in driving economic growth, job creation, and community development. Our SME Banking Solutions are designed to provide tailored financial products and services that help entrepreneurs and business owners grow sustainably.

Education is one of the greatest investments for the future. To support parents and guardians, South Akim Rural Bank Plc. offers the School Fees Advance Facility to help pay school fees on time without financial stress. With School Fees Advance from South Akim Rural Bank Plc, you can secure your ward’s education without worrying about …

The festive season is a time of high demand and opportunity for traders and businesses. To support entrepreneurs in maximizing sales during Christmas, South Akim Rural Bank Plc. offers the Christmas Stock Advance Facility is a quick and flexible loan to help you stock up in time for the season. You’ll never miss the chance …

Running low before payday? With South Akim Rural Bank’s Salary Advance, salaried workers can access part of their upcoming salary before the end of the month to take care of urgent needs quickly and easily. Whether it’s for transportation, medical bills, emergency spending, or daily expenses, our Salary Advance gives you peace of mind.

The Adwumapa Savings & Loan product from South Akim Rural Bank is designed to support traders, artisans, and small business owners with flexible daily savings and access to quick loans. This plan helps you build consistent savings and become eligible for soft loans to grow your business, family needs, or personal projects.

At South Akim Rural Bank, we believe in growing together with our community. By purchasing shares in the bank, you become a part-owner and share in the success and future of the institution. It’s not just an investment. it’s a commitment to building a stronger local economy and for a better future.

At South Akim Rural Bank, we make banking easy and accessible for everyone. Whether you’re a student, worker, farmer, trader, or business owner, we have the right account for you. Opening an account with us gives you access to secure savings, convenient transactions, and a trusted financial partner dedicated to your growth.

At South Akim Rural Bank, we believe in supporting Ghana’s agricultural sector by empowering farmers, agribusinesses, and cooperatives with the funding they need to grow. Whether you’re cultivating crops, rearing livestock, or managing an agro processing business, our Agric Loan is tailored to meet your needs.

Are you a salaried worker in need of quick financial assistance? Whether it’s for unexpected expenses, school fees, home improvement, or personal projects, South Akim Rural Bank’s Salary Loan gives you the funds you need when you need them. With flexible repayment terms and and competitive interest rates.

South Akim Rural Bank’s Susu Dwetiri is specially designed to support hardworking individuals and small business owners who need quick access to funds for their everyday operations. Whether you’re a trader, or any kind of small-scale entrepreneur, Susu Dwetiri gives you the financial breathing.

At South Akim Rural Bank, we understand that access to capital is essential for running and growing a successful business. Our Commercial Loan facility is tailored to meet the financial needs of small, medium, and large businesses across various sectors. Whether you need working capital, funds for expansion, we’re here to help you.

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Operate Your Accounts With Your Phone

Mobile Banking

South Akim Rural Bank’s Mobile USSD Banking allows you to access your account and perform banking transactions anytime, anywhere without the need for internet or a smartphone. Using a simple shortcode, you can check your balance, transfer funds, buy airtime, pay bills, and more all from the comfort of your mobile phone.

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Latest Articles

40th Anniversary Celebration

The 40th Annual General Meeting was a celebration of growth, accountability, and partnership. With strong financial performance, dividend payouts, and a commitment to community empowerment, South Akim Rural Bank PLC continues to prove why it is one of Ghana’s most reliable rural banks.

40th Annual General Meeting of the Bank

The 40th Annual General Meeting was a celebration of growth, accountability, and partnership. With strong financial performance, dividend payouts, and a commitment to community empowerment, South Akim Rural Bank PLC continues to prove why it is one of Ghana’s most reliable rural banks.

39th AGM Thanksgiving Service

39th AGM Thanksgiving Service held at Nankese Presbyterian Church on Sunday 1st September 2024. As part of the 39th Annual General Meeting celebrations, South Akim Rural Bank PLC will hold a special Thanksgiving Service to express gratitude to God for His guidance, protection, and blessings throughout the past financial year.

Have Any Quastions?

Top Questions People Ask Us

Got a question about how we’re organised, or looking for financial or shareholder information? View more Q&A here

What is the difference between a savings and a current account?

A savings account is designed for saving money and earns interest. A current account is for daily transactions and may not earn interest.

How do I open a bank account?

You usually need valid ID, proof of address, and a minimum deposit. Visit any branch of South Akim Rural Bank Plc.

What is a bank statement?

A bank statement is a summary of all your account transactions over a certain period, usually monthly.

How do I update my personal information?

Visit a branch with valid ID for update.

What is KYC (Know Your Customer)?

A regulatory requirement where banks verify the identity and address of customers to prevent fraud and money laundering.

What types of loans do banks offer?

Agric loan, salary advance loan, salaried workers loan, commercial loan.

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