Loan

Salary Advance

Running low before payday? With South Akim Community Bank’s Salary Advance, salaried workers can access part of their upcoming salary before the end of the month to take care of urgent needs quickly and easily. Whether it’s for transportation, medical bills, emergency spending, or daily expenses, our Salary Advance gives you peace of mind.

How to Get Started?

Steps needed to complete the process.

1

Apply

Required to write an application letter.
2

Verify Your ID

Come along with your Ghana ID card.
3

Enjoy!

Confirm the details, submit and you're done.
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Get a Salary Advance Today!

The Salary Advance Facility is a short-term credit product designed to help salaried workers meet urgent financial needs before their next payday. It provides quick access to funds with flexible repayment directly from the borrower’s salary.

  • Quick and easy access to cash before payday.
  • Minimal documentation and fast processing.
  • Flexible repayment options.
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Take a Closer Look

  • One Month Overdraft This is one (1) month overdraft facility granted to an employee who collects his/her salary through the bank.
  • Commission A commission of 12% shall be charged on amount granted.
  • Customer A customer can enjoy this facility even if the customer has been granted a loan facility which is being repaid.
  • Payment Duration Repayment shall be made within or at the end of the month upon receipt of applicant’s salary.

Ready to get started?