Investment

Fixed Deposit

Looking for a safe and reliable way to grow your money? At South Akim Community Bank Plc, our Fixed Deposit Account offers you attractive interest rates while keeping your funds secure. Whether you are saving for future projects, business expansion, or personal needs, this facility guarantees both safety and growth of your investment.

Saving Deposits Rate Per Annum
GHS1,000 – 3,000
1.25%
GHS3,001 – 5,000
1.5%
GHS5,001 – 10,000
2.0%
GHS10,001 – 30,000
3.5%
Above GHS30,000
3.5%
Special Deposit Rate Per Annum
GHS1,000 – 5,000
2.0%
GHS5,001 – 10,000
2.5%
GHS10,001 – 15,000
3.5%
Above GHS30,000
4.0%
Fixed (30 Days) Rate Per Annum
GHS2,000 – 10,000
3.0%
GHS10,001 – 50,000
3.5%
GHS50,001 – 100,000
5.5%
GHS100,001 – 200,000
8.5%
Over GHS200,000
Negotiable
91 Days Rate Per Annum
GHS2,000 – 10,000
3.5%
GHS10,001 – 50,000
5.5%
GHS50,001 – 100,000
7.5%
GHS100,001 – 200,000
8.5%
Over GHS200,000
Negotiable
182 Days Rate Per Annum
GHS2,000 – 10,000
4.5%
GHS10,001 – 50,000
6.0%
GHS50,001 – 100,000
8.0%
GHS100,001 – 200,000
9.0%
Over GHS200,000
Negotiable
365 Days Rate Per Annum
GHS2,000 – 15,000
6.0%
GHS15,001 – 50,000
7.5%
GHS50,001 – 100,000
9.5%
GHS100,001 – 200,000
11.0%
Over GHS200,000
Negotiable
Lending Rate Per Annum
Agriculture/Rural Industry
25%
Personal
25%
Commercial, Commerce/Transport
28%
Manufacturing/Contract/Petrol/Mining
28%
Group Loan
36%
Have Any Quastions?

Top Questions People Ask Us

Got a question about how we’re organised, or looking for financial or shareholder information? View more Q&A here

A savings account is designed for saving money and earns interest. A current account is for daily transactions and may not earn interest.

You usually need valid ID, proof of address, and a minimum deposit. Visit any branch of South Akim Rural Bank Plc.

A bank statement is a summary of all your account transactions over a certain period, usually monthly.

Visit a branch with valid ID for update.

A regulatory requirement where banks verify the identity and address of customers to prevent fraud and money laundering.

Agric loan, salary advance loan, salaried workers loan, commercial loan.

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