1.Loans to farmers shall be given to people who are engaged in Agriculture.
2.It can also be granted to farmers who channel their PBC Cocoa Cheques through the Bank.
3.At least two (2) salaried workers who collect their salary through the Bank shall guarantee the loan.
4.An applicant can use any landed property or cash lien of 25-30% to secure the facility.
5.Repayment of loan shall not exceed eighteen (18) months.