Interest Rates

Savings DepositsRate Per Annum
Ghc 200 - 2,000 1.5%
Ghc 2,001 - 5,000 2.0%
Ghc 5,001 - 10,000 3.0%
Ghc 10,001 - 30,000 4.0%
Above 30,000 5.0%

Interest Rate

Special Deposits(Minimum Ghc 200.00) Christmas Deposits & Payroll SavingsRate Per Annum
Ghc 200 - 2,000 2.0%
Ghc 2,001 - 5,000 3.0%
Ghc 5,001 - 10,000 3.5%
Above 10,000 Negotiable

Interest Rate

Fixed Deposit (Minimum Ghc 1,000) 30 days
Ghc 1000 - 2000 3.0%
Ghc 2,001 - 10,000 5.0%
Ghc 10,001 - 15,000 7.0%
Over Ghc 15,000 Negotiable
91 Days
Ghc 1000 - 5,000 5.0%
Ghc 5,001-20,000 10.0%
Ghc 20,001 - 50,000 10.5%
Ghc 50,001 - 100,000 12.0%
Over 100,000 Negotiable
182 Days
Ghc 1,000 - 5,000 5.5%
Ghc 5,001 - 20,000 10.0%
Ghc 20,001 - 50,000 11.0%
Ghc 50,001 - 100,000 12.5%
Over Ghc 100,000 Negotiable
12 Months
Ghc 1,000 - 5,000 6.0%
Ghc 5,001 - 20,000 10.5%
Ghc 20,001 - 50,000 11.5%
Ghc 50,001 - 100,000 12.8%
Over 100,000 Negotiable
Lending
Agricultural/Rural Industry 27% pa
Personal 28% pa
Commercial,Commerce/Transport 28% pa
Manufacturing/Contract/Petrol/Mining 28% pa
Group Loans 3.0% pa